is financing available for conventional on a 630 fico?

Yes. You can get Conventional Financing with a 630 FICO. Please call or email me and I can give you the requirements. I would be happy to help if I can.Thanks,Joel DykeSenior Loan Officerjoel@mortgageswj.com214-295-2928

We offer Conventional loans for credit scores 600 and up. We are located in Houston Texas and service the whole state. If you would like me to discuss all of your option in detail please call me 214-504-1869.Jesse LangstonEfast Funding - a division of Amcap MortgageLoan ConsultantDirect: 214-504-1869Fax: 713-955-4977Toll Free: (866) 217-9703 Ext 103NMLS ID: 892680

I am not sure if my reply came through. Yes...we can work with a 630 FICO score. Joel Dyke....214-295-2928......joel@mortgageswj.com. Thanks.

Good news, the answer is yes.

Yes there is. Lenders can often go as low as a 600 FICO. Contact some of the other lenders that responded to your post, it looks like they can help you.

Yes, but you would be better off with FHA if you don't have 20% down payment. There is little different in loan pricing with FHA between 630 credit scores and 740 credit scores, but there is a large difference in loan pricing with conventional.. both the interest rate and the rate for mortgage insurance.. but without knowing the details of your exact scenario, it's hard to say which way would be best.. for this reason, I would suggest you contact a LOCAL mortgage broker and apply with them. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com