Is a 2.5 ten-year fixed rate with 0 points and no closing costs available for a single family/primamry residence in Hawaii?

You will get much better responses if you can answer these questions: Loan Amount? / Approx. Value of Property? / Credit Score? / Is there a 2nd mortgage in place? / Property located in Hawaii? / Self-Employed? That should be enough to get the ball rolling with responses from all!

Doubtful. Since premium pricing is necessary to take care of the closing costs you don't want to pay, it is doubtful you can get a rate that low. I do not lend in HI, but I wish you luck in finding it. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Licensed in California and Arizona ~ www.LoansA2z.com 888-889-9950

As Barb Lanis Indicates, there are several considerations, including in some cases. the location on the Island. Please give us at Lender411 more information, so you can get a good answer.

Is this an adjustable rate mortgage ? Loan to value ratio ? credit score ? purchase ? refi ? let us know

That would be pretty aggressive and highly doubtful... Maybe WITH closing costs... www.JoeMetzler.com/rateinfo.htm

As Barb Lanis Indicates, there are several considerations, including in some cases. the location on the Island. Please give us at Lender411 more information, so you can get a good answer.

Well I hate to agree, but unfortunately there is a lot of missing information in order to really price appropriately for you. We have what is called risk-based pricing and the process we go through to properly price for you is based on Loan amount, Loan to value,Mortgage Insurance, Fico score, occupancy,Subordinate financing and Purchase or no cash out or cash out Refi. Based on today's pricing, it is possible to obtain a rate of 2.5% but until I know the above info I could not tell you the cost. I would be happy to prepare a quote for you at this desired rate if you want to call me with all the info so I can run the numbers for you to review.Janine Bodway 808-345-3091 or jbodway@acceptancecapital.com At your service in Hawaii :)