I want to see if i qualify for 2.35% to streamline my FHA mortgage?

2.35% is available but what most people don't understand is "at what cost"... and that's' where the small print comes into play.. The low ball interest rates you see all over the internet are designed to get you to call them for your "Actual Rate".. Don't put yourself through that mental torture... contact a local mortgage broker (like myself), and get a solid, written quote... this way, there's no guessing as to what's available for your particular scenario.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Call William Acres From Velocity

First of all Call William as he does a lot of loans in Arizona. 2ndly, you can probably get a 2.35% loan on a streamline but there are some FHA Guidelines that have to be met in order to get it and not many people qualify OR You will have to buy down the rate and is the financially feasible? - In reality probably not. William hit it on the head when he said that the ADVERTISEMENT rate is just to get you to call them and everybody's loan is a different.

Peter is right. Contact a local mortgage broker for a written quote.

2.35 is available, but it depends on what term you are looking for and if there is a cost to get the rate.Call us or email us at 201-962-3555 or Team@BestMortgageOption.com for ano cost no obligation analysis of your situation.Ask for Michelle or Benny We will find the Best Mortgage Option to suit your needs!You can check us out at www.BestMortgageOption.com

I agree with William's comment totally, 2.35 is probably NOT your best option. Give him or someone else a call to get the "real" deal.

The only way you will know is to go sit down with a local mortgage broker and give them a full application. In MN or WI, visit

That is more than likely just an "advertised" or "teaser" rate. As William mentioned, lenders and banks will use these rates just to get you in their door and earn your business. We are strongly opposed to this bait and switch strategy. Their is likely to be more costs, or points associated with that rate. If a mortgage professional is not taking down your full application before quiting the rate, the rate he quoted you is almost worthless. When pricing rates, a mortgage professional looks for what is called your "par" rate where you see the least costs for refinancing, and they'll usually give you an option of the rate above with no costs, or the rate lower so you can see the difference. Hope this helps.

Great! What's your phone number?