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I need to know if i can get a loan with a 608 credit score ?

I want to buy a house and was told with this score I need co signer . I want to get the loan with out a co signer is this possible with 608 score? by meganb_699_330 from , . Apr 12th 2013 Reply


Steven Ceceri (123LoanYes)
#12 ranked lender in Rhode Island - 723 contributions

Good Morning Megan! I'd be happy to work with you with no obligation. I work with clients with scores that are not currently in the best position for financing and the best part is that there are No Application Fees to apply! Your cost will be your time and follow up as needed based on our review and the suggestions made. If you'd like to speak to me directly, please send me a direct message through this site. I look forward to hearing from you soon! P.S. We are a Nationwide Direct Lender!

Apr 13th 2013
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Charlie Sparks (CharlieSparks)
#8 ranked lender in New Mexico - 401 contributions

Not every lender will work with scores under 620 but some will. Find a LOCAL lender on this forum that says they can help you and that will be a great option for you. If you are buying in NM I can help. Feel free to contact me thru my profile page.

Apr 12th 2013
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Sean Young (SeanYoung)
#1 ranked lender in Colorado - 1,112 contributions

Yes, but it will depend on how your credit looks overall and how much you are wanting to put down as a down payment. Keep looking around with some local loan officers and I'm sure you will find someone to help. Best wishes, Sean

Apr 13th 2013
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Carlo Sanchez (MortgageLendingPro)
#0 ranked lender in Utah - 1,163 contributions

Yes, but talk to a lender411 loan officer. You'll be in a much better position by getting your score up to a 620 and not needing a cosigner. Loan officers can fix credit rather easily. In a lot of cases what would take you 90-120 days we can do in less than a week

Apr 13th 2013
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Michelle Curtis Loan Originator NMLS 401173 (MichelleCurtisLO)
#77 ranked lender in Florida - 2,245 contributions

You can get a mortgage on your own with a 608 as long as you qualify on ever other level as well.Call us or email us at 201-962-3555 or Team@BestMortgageOption.com for ano cost no obligation analysis of your situation. Ask for Michelle or Benny We will find the Best Mortgage Option to suit your needs!You can check us out at www.BestMortgageOption.com We are also proud Homes for Heroes affiliates!

Apr 13th 2013
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Simon Nwoke (SimonNwoke)
#70 ranked lender in Georgia - 37 contributions

I can help you with loan. I do FHA down to 580 scores . Call me at 478-330-6382 or email me through this site.Thanks

Apr 13th 2013
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Dave Metsker (DaveMetsker)
#35 ranked lender in Oregon - 2,318 contributions

Income and debt are also a concern.

Apr 13th 2013
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