I have a rental property that I want to refiance through the Harp 2 program. Is there a ltv limit with this program?

As Bennett said, the HARP program guidelines allow for unlimited LTV.. But the lenders, those with the $$.. They set their own guidelines, and most of them have limits... there are a few lenders out there that will lend unlimited LTV... but there's a lot to consider... what your credit score, what are you debt to income ratios, do you have sufficient reserves, etc... The best advice I can give you is to contact a LOCAL mortgage broker, not the local "Big" bank, and certainly not one of those 50 states internet lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

It depends on the lender. I have lenders that do unlimited ltv. If you would like to discuss call me tomorrow. 201-962-3555 Michelle

Most bank are starting to limit or cutback on their Harp offering due to the overload of business right now due to FHA streamline changes too.

no HARP doesn't cap on LTV. The Bankers and Brokers that I know don't either. just talk to your local lender and see if they offer it first and then what their guidelines are. everyone is right here, every company has their own overlays regardless with what the Government program stipulates.

I have a lender that will not have the bank overlays, but I need to know what state that you are in... linda