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i have a home in illinois.I owe 180000 on it to wells fargo.i filed bankruptcy and did not reaffirm in 2010.I am now late 4 months

and they have files=d for forclosure.I have the money to make the loan current from my 401k.If i make the payment and they reinstate my loan does that mean i am again liable for the entire mortgage or does the bankrutcy still protect me by delvec_819_865 from Glen Ellyn, Illinois. Jan 12th 2013 Reply


Steven Ceceri (123LoanYes)
#12 ranked lender in Rhode Island - 723 contributions

You should speak to your Bankruptcy Attorney about this.

Jan 12th 2013
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Michelle Curtis Loan Originator NMLS 401173 (MichelleCurtisLO)
#77 ranked lender in Florida - 2,245 contributions

You should definitely speak with an attorney on this.

Jan 12th 2013
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Edgar Aranda (earanda)
#755 ranked lender in California - 93 contributions

I'm sure your attorney can assist you with all of the above

Jan 12th 2013
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Lorne Harvey (lorneharvey)
#77 ranked lender in Washington - 439 contributions

Yes, definitely speak to your attorney.

Jan 12th 2013
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Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,249 contributions

Sorry, really beyond the scope of this website. Good luck.

Jan 12th 2013
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Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,848 contributions

This forum is from Loan Officers. We are not qualified to answer legal questions. You need professional legal advice. Contact your Bankruptcy Attorney for advice.

Jan 14th 2013
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