I have a high DTI appx 53%, but excellent credit and income well above what is required. Looking for first time property.

Hello,I can help you. We can go as high as 60% dti. Please call me at 8607707826 or send me an email at janet@optionmortgagellc.comThank you,Janet ChavezOption Mortgage

At least in regards to the lowest rates for conforming loan amounts...which only come from fannie mae or Freddie mac loans... we can go to the maximum allowableDTI of 57%. One cannot exceed that DTI for fannie mae or Freddie mac loans.I will happily prequalify you (documentation not required) and provide you with our good faith estimate so you know what rate and costs we can give you. Just contact us by my Profile.