I have a 690 credit score 1 yr on job.. want to buy a 100k house in Ca. Any chance?

Generally speaking, you shouldn't have any issues with one year one the job. When switching jobs where you are paid hourly or salary, the basic rules are pretty simple. If you go immediately from one job to another, lenders will accept the new income with just 30-days worth of the new jobs pay stubs. If you have a gap of 6 months or more between jobs, you must be on the new job at least 6 months. Self-employed people, those with tipped income, or on commission has different rules. Buying in MN or WI? Visit www.Minneapolis-Mortgage.net, or click my name to the left for more info.

Income can be used with 1 Year on the job as long as your income is verifiable by pay-stubs and W-2's, however rest of it depends on how much loan you can qualify for. if you need help with a pre-qual please feel free to contact our office for a hassle free, no obligation consultation. www.crestico.com

To clarify, you now how a job with verifiable income? If that is the case, you should have no issues so long as you do not have a high amount of revolving and installment loans. The situition in which people find problems is when they go from being employed by someone else to being self employed. I would suggest contacting a local broker to assist you.

Sounds doable we go off of gross income buy the way and contact a local mortgage broker in CA from this panel and I'm sure you be on your way to buying a new home

You shouldn't have a problem... especially if you took a job in your field of study... contact a LOCAL mortgage broker, not the local "Big" bank, and certainly not one of those 50 states internet lenders... the LOCAL broker is familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com