I have a 530 credit score

Anyone will refinance your home without a current mortgage, however, I am unable to do a loan with less than a 550 credit score. I do work with people to improve their credit scores if you are interested, my email is lutz@libertyhomefunding.com

Sorry my friend, but you need to improve your credit score. Their are credit repair companies that can help you with that.

Anyone would be able to refinance your home even without a current mortgage, however you will likely find difficulties when it comes to getting approved. I would suggest working to build your credit score prior to refinancing.

You need to find a mortgage professional that you can work with to help rebuild your credit as a 530 Score may indicate that there are late payments associated with your mortgage and as such, there are also waiting periods where you need to be 0x30 for at least 12 consecutive months for most loan programs. Credit is only one issue to address, so please choose someone to work with to assess your entire file and you can get started working towards your refinancing goal! Good Luck!