i filed tax returns in a foreign country, can I qualify for a fha loan

Your question is too vague.. If you file taxes in a foreign country, they cannot be verified by the IRS.... US lenders are familiar with how to verify income.. Pay stubs, bank statements, w2's, 1099's, and tax returns as well as 4506T which are transcripts of your filed tax returns.. But when your income is derived from overseas, and you don't file a US tax return, or you don't pay US taxes on foreign income, then the lenders will disallow that income.. You'll have to re establish here in the US, and file US tax returns for any income to be considered.. Your question does not address whether you had mixed income.. Meaning Foreign income and US income, or was it all foreign.. How long ago did you have that income, or is your income stream still coming from foreign countries? ... You should stop guessing and contact a local mortgage broker and let them look at your complete scenario.. It's really the only way you will know for sure.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

We would need more information to answer this correctly and help you

More information is needed to answer your question. We will need to know more details such as income, job status, where you're looking to purchase, etc.

See Williams answer.

Restate the question, Elaborate, take your time -- Try again. Andrew

I'm not a CPA or an attorney but it's my personal understanding that if you are a U.S resident, you are required to report all of your income to the IRS regardless of whether you derive your income here or from activities overseas. Since FHA is a government agency, there is no way to get around the requirement for U.S tax returns as the only acceptable form of income documentation. That said, you should be able to qualify for an FHA loan once you file your U.S tax returns and report all the income you made in the past 2 years. If you are a foreign national with no social security number and no U.S residency, there are some alternative loan programs available with 30 to 40% down for the purchase of 2nd homes or vacation homes in the U.S.

You can only use income that you report on US Federal tax returns. Good Luck

FHA insures mortgages for borrowers with lawful permanent resident alien status using the same terms and conditions as those for U.S. citizens.The mortgage file mustoinclude evidence of the permanent residency, andoindicate that the borrower is a lawful permanent resident alien on the Uniform Residential Loan Application (URLA).FHA insures mortgages made to non-permanent resident aliens provided that theoproperty will be the borrower's principal residenceoborrower has a valid SSN, andoborrower is eligible to work in the U.S., as evidenced by an EAD issued by the USCIS.Would you be able to follow these guidelines? What your current citizenship status? Why are you filing returns in another country? Will you be maintaining the property for your primary residence? Will we be able to document income in the country? Employment contract, pay stubs, etc. Freddie Mac (conventional) will allow foreign income as long as it can be documented. The down payment is 35% for there guidelines.Hope this helps.Nicole