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i am wanting to refinance my house my credit score is around 629,do you think this is in reach?

by orville watkins from Rogersville, Tennessee. Mar 16th 2013 Reply


Dave Metsker (DaveMetsker)
#35 ranked lender in Oregon - 2,318 contributions

Some lenders allow 620 score for FHA. Contact lenders on this forum who are licensed in your area.

Mar 16th 2013
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I work with a couple of lenders who will work with a borrower with a 620 score. Give me a call.

Mar 16th 2013
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Michelle Curtis Loan Originator NMLS 401173 (MichelleCurtisLO)
#77 ranked lender in Florida - 2,245 contributions

Yes

Mar 16th 2013
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Charlie Sparks (CharlieSparks)
#8 ranked lender in New Mexico - 401 contributions

Shouldn't be a problem. I don't lend in TN but can work with scores to 620 on conventional and 600 or below on FHA. Besides the score there are factors like housing payment history, recent collections, etc. Contact one of the lenders from your area that reach out to you on this forum to review your specifics. I wish you much success!

Mar 16th 2013
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I would like to help you with your refinance. I am a Tennessee Mortgage BankerPlease call me at 615-335-7301You can call me now or anytime day or night.ThanksSteve

Mar 16th 2013
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Nancy J Releford (nancyreleford)
#4 ranked lender in Tennessee - 233 contributions

Orville, depending on what your credit is like, trade lines, payments on time etc, then yes you can refinance with that score.I am located in Murfreesboro, TN. just give me a call or send me an email.Thanks

Mar 18th 2013
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