I am thinking about refinancing. When will be good time?

Rates are still incredibly low! Don't wait for them to go up...

NOW!!! The best advice I can give you is to contact a mortgage banker/broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with a Banker/Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the banker/broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the big box banks. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

Hello,I would suggest contacted a mortgage broker to give you a good idea about where current rates are. Shop around! There has been much volatility in the market recently so now would be a great time to check out rates.

Why are you looking to refinance? Rates are slowly creeping up a little at a time. You need to act quickly. I am able to help people with a residential mortgage need throughout IL, KS, and MO.