I am self employed and wanting a loan

How much are you looking to be approved for? How much do you want to put down? Most underwriters will take the average of the last 2 years and compensate for any declining income. In addition to offering traditional loans, we also offer some out of the box options geared toward self employed individuals. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been in the mortgage business since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Bart Gabe - Lending Nationwide Since 1987www.bartprequalifies.combart@bartprequalifies.com 800 315 8803NMLS 20743

I think I can help you. Ron MiltonDirectorMBA Mortgagelicensed MA, NH, RICall me at 617-510-4143 to discuss the program.

It will depend on the details, however, I have been working with self employed borrowers for 20 years and have done many loans in cases where other lenders turned someone down due to not understanding how to properly present the loan. I am happy to help if you wish. Robert L. HansonGladewater National BankFirst Time Homebuyer SpecialistDirect: 240-752-7549 Cell: 301-651-7822Email: robertlh66@verizon.netNMLS# 695929Rate quote or live chat with me at the link below:http://www.loansfromrob.com/quote/

Underwriters only key in on declining income. If it fluctuates year to year they will most likely take an average or go off the most conservative number. Now qualifying depends on how much financing you need and how much debt you have. Give me a call, we can discuss.Thanks,Steven Crowell Primary Residential Mortgage Inc. Dover, NH 603-742-3331

Debt to income ratio will be based on your IRS 1040 income, line 37, average for the last 2 years, with some adjustment, based on Schedule C, plus year to date Pand L.

depending on how much you want to borrow and your credit score, you may qualify.

Lenders will use your the same income you claim to the IRS and pay taxes on. The don't care that your business brought in $2M, they look at how much is left after all your deductions.. if that adjusted income is sufficient to pay all your obligations as well as your new housing payment and you fall within the industry acceptable debt to income ratio, then you should be ok.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com