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I am refinancing with HARP in WA what credit score do I need?

by paul.rodriguez546 from Vancouver, Washington. Jul 3rd 2014 Reply


Steven Ceceri (123LoanYes)
#12 ranked lender in Rhode Island - 723 contributions

It depends on the lender you go to, but assume a 620 FICO. Check with a local mortgage professional who can directly assist you! Good Luck!

Jul 3rd 2014
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Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,249 contributions

I agree, plan on at least a 620 being required. The higher your score the better the interest rate available without crazy fees.

Jul 3rd 2014
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Jason Vondrak (jvondrak)
#220 ranked lender in California - 1,741 contributions

Like others have stated, it will depend on the lender. A credit score of at least 620 is a good expectation.

Jul 3rd 2014
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Derick Condron (rightstartoregon)
#30 ranked lender in Oregon - 598 contributions

All depends on the lender and your Desktop underwriter automated approval, this could factor in assets and income to help get down to a lower credit score.

Jul 3rd 2014
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