I am looking for zero cost home refinance loans austin,tx what is the best 30 year fixed rate?

Regardless of what you heard or what a loan officer tells you, there's no such thing as a "No Cost" refinance loan.. ALL loans have costs.. the question is "who will pay for them?", and the answer will always be the borrower!!.. you pay by either financing the costs into the new loan, or by bringing cash to the table.. you can also chose a higher than par interest rate which gives your lender excess funds which can be use to pay your costs, but make no mistake.. it's you that's paying.. Also, when It comes to interest rates, there are so many factors that go into pricing a loan, that's it's impossible for anyone here to quote you.. and any one that does, is probably someone you would want to avoid using... if you want to get a quote on your specific loan scenario, you're going to have to do it the ole fashioned way.. pick up the phone, and call around.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Shannon, that is a case by case question to accuratley answer that we will need the loan amount, property value, credit rating & since you're in TX is this a A6 cashout loan...finally what loan type do you need Conv, FHA, VA etc... I specialized in Texas mortage for over 3 years so im very versed in the unique laws for the state..... I am happy to work things up for you and have been a Loan Officer since 1998, currently licensed in all 50 states..... feel free to contact me directly for a no obligation consultation... John Schweer 816-517-LOAN (5626)