how much would my rates decrease if i got my fico from 700 to 720?

Not much.

Is not just about credit score. There are a number of other parameters, such as loan to value, how much money is your down payment etc. I am located here in Murfreesboro, TN give my office a call on mon & we can discuss your options.615-867-3060

700 to 720 is not that big of an improvement in your credit score to dramatically improve your interest rate. There are also a number of other factors that affect your rate in addition to just your credit score.

Little or none.

Not a big diference. what is important is your overall file, ie , bank statements , income source and your debt to income ratios.. If someone is trying to sell you on a service to change your score, run, you can do it yourself by paying down the balance on your credit report.. linda

Your rate would not change, however the lender credit if any would show a slight improvement, but very slight.. The best pricing is for borrowers with a 740 or above.. but if your score is 700, the change would be insignificant.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com