how much can i afford

MUCH more info needed.. We would need to look at your complete loan profile in order to advise you properly.. My advise would be to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

What type of loan are you looking for? Home, business, personal, etc?

I must agree with William Acres...spot on! Call or email someone about your situation and fill them in on your particular scenario so they can consult you wisely as a mortgage planner/broker.

How much can you afford? I don't know without a full application and review of your file. But the super quick cheating version of what can you afford for most people is generally about 4 times your yearly income. So to afford a $100,000 loan, you would generally need yearly income of $25,000.