How many years must you stay in a first time homebuyer purchase before you can sell?

90 days is usually on the deed to make you a occupant, but each lender will have their own guildlines.. check with your lender

I am pretty certain your lender will at least ask that you do not sell any sooner than 6 months. The commitment to you and providing you the loan that helped you purchase your house generally is in return for you retaining your home for at least 6 months, or in a few cases, per conventional loan, perhaps 4 1/2 months. Check with your lender.

Pretty much you can sell right away,,, there's nothing preventing you from doing it.. But understand that there has been some loan fraud/abuse in the past... A borrower would purchase a home as a "First time home buyer" but really they were buying it so they could fix it up and sell it.. so if you go down this road, then when you go to purchase your next home, expect the lender to request a "letter of explanation" regarding why you sold your home so quickly after purchasing it.. Understand that they also have access to the realtor's "Multi Listing Services".. so if they look at the listing property pictures when you bought it, then compare them to the new listing pictures, and then compare the listing prices, if they sense you used the FTB program for an investment, they could turn you down for future purchases, or at the very least, require you to purchase the next home as an investment property... higher rate and minimum 20% down.. But understand that there are many legitimate reasons why someone would sell just after they bought a new home.. Loss of job, job transfer, elderly parent out of state so you need to move.. etc.. also, lenders will tell you that you must make a minimum 6 payments before paying off the loan or selling the home.. but this is because your mortgage loan officer received his compensation directly from the lender.. but if the loan pay's off inside of 6 months, then he has to pay back all the compensation he received... I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347