How can i get a mortgage modification?

A Mortgage modification can only be offered through your existing lender under the HAMP program.. if you are looking to refinance, then any competent loan officer can assist you. I'm a preferred Lender with Arizona and California being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

To obtain a loan modification you need to go through the current servicer of your loan. They will want to obtain a lot of documentation from you. It is important that you retain accurate records as to whom you spoke, time/date, and what was said. Also keep careful records of what you send, making sure they are tracked to being received at the proper address. If you can record each conversation on the phone that would be great. The reason you need to take all these necessary steps is because people have so often had a difficult application process for a modification of their loan. In speaking to different people conversations get forgotten and sometimes what you mail gets misplaced. Thus, taking these steps can make the process smoother and faster.