how can i get a bad credit loan

Everyone's definition of "Bad Credit" is different, so without knowing exactly what your score is, it's hard to say.. typically, most lenders offering FHA financing will go down to 640, with a handful of lenders going down to 600, and maybe one or two that will go below 580, but the real question is "WHY?" Why Is your credit bad.. if you have had a foreclosure, BK, judgment, unpaid taxes or student loans, ETC... you could have a 750 credit score, but have one of these deficiencies, and still not get approved.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

With 25% down and at a 8.99% rate with a 9.99 apr. If you're OK with that then it is available

Kent, first i need to know what is on your credit report . Have you filed bk, short sale, foreclosure? I am in AZ, AND i am very good with all credit situations. I was a credit underwriter.. You can call me at 602-330-1598 or email at yourloanpartnerforlife@live.com I do go down to a 500 score fha loan...

some of the finance companies specialize in those. If you are only looking to improve your creit, go to a credit union and ask about a securred credit card or securred loan.

More information would be needed, what is your credit score? Your income , assets and debt would be needed as well.

Hi Kent, It really depends on the details. I have lots of great programs for 12 months out of bankruptcy or foreclosure and I do FHA loans down to a 580 score in many cases. I'm happy to help with the financing or just give you advice. If you need more information, or a competing rate quote call, email or use my live support button to discuss or get in touch with me. Web Address is: http://www.loansfromrob.com/quote/ Email is robertlh66@verizon.net and direct phone is 240-752-7549. Good Luck -- Rob Hanson