harp 2.0 can a co-borrower be removed in a harp 2 refi, not an ex spouse, just an ex boyfriend?

yes...

Beth, whether it's a spouse, boyfriend, or relative, they are considerd a co-borrower for those purposes. There are specificguidelines whether your loan is a FNMA or Freddie Mac in order to remove them. Do you know which your mortgage is?Ray

Yes.. you have to prove that you have made the payments for the last 12 months from your own funds, not a joint account.. williamAcres.com

Same rules apply. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com

Yes you can do that. Jerry Mlinar

It's possible, as always it depends on the details of your qualifications for the new loan.

Yes

Yes that is possible.

Yes, it is possible as long as you can provide detailed evidence that you have been making the payments on your own with no assistance for at least 12 months.

It is possible; however, as many have alluded the proof of payment history will be required. Illinois is both a community property state and an attorney state so you may wish to seek legal advice as to the impact that removing your "ex-boyfriend". Happy Good Friday!

If they are coming off title and the deed you should be fine!I only lend in Florida!