EQUIFAX 14 DAY WINDOW FOR CREDIT REPORT PULL

Per FICO scoring, auto, mortgage, and student loan inquiries each are lumped together into their own cetegory of inquiry if pulled within a certain time frame. That time frame ranges anywhere from 14 to 45 days depending on the FICO version and CRA used. Newest versions are up to 45 days. The ones used by most mortgage lenders are 30. So, you can apply 100 times for a mortgage within the window period and FICO will ignore 99 of them.

Not sure what the question is , please clarify.

What is the question?

Sounds like something lender specific. It sounds like once you give approval to pull credit they have 14 days to do so or you might need to re authorize them.

It means that you can have your credit ran as many times as you like (from different lenders while shopping for what you consider favorable terms) within the same credit type (mortgage, auto, credit card, etc) and your score will only be reflective of 1 of those "X" amount of credit inquires. If lenders are using different bureaus (which they do) to pull credit like TransUnion or Experian than you are going to be dinged for those inquiries as well.