Doing a refinance for underwater home - can i qualify for harp with 698 credit?

Yes, most lenders can do down to a 620 fico for HARP loans. Give me a call if you would like more information or a rate quote. Or you can visit our page at www.valleyviewhomeloans.com

Yes. We have funded many harp loans, and if you are qualified, it can go quitesmoothly. We most often do not require an appraisal.

Yes. If you have not already done so, please check to make sure that your loan qualifies for HARP by checking these look up tools:https://knowyouroptions.com/loanlookupand https://ww3.freddiemac.com/corporate/We would be happy to provide you with a quote. Please call me at 415-867-6488 or jeff@hpifinancial.comJeff PhillipsHP Investments, IncPhone - 415-867-6488Fax - 415-962-0474jeff@hpinvestmentsinc.comCalBRE#: 01879516NMLS#: 242083

Yes, if you meet all the other qualifications for a HARP Loan.

Yes, If the credit score was the only thing the lender looked at.. you would need to me all eligibility guidelines in order to qualify for HARP, but yes, a 698 is acceptable.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, 480-287-5714 WilliamAcres.com

Your score is not an issue, but you do need to make sure that you meet all of the additional HARP qualifications. For instance your property has to be owned or guaranteed by Freddie Mac or Fannie Mae, the last time you did any financing on this property had to be prior to May 31st 2009 and you have to have a clean 12 month mortgage history currently. Best wishes and if you need a good referral let me know. :)

You should be fine with your score. I can go down to 580 on a HARP loan. I only lend in Florida.