Does West Virginia have special streamline same servicer requirements like dept to income ratio

Fannie Mae has their own set of rules and then each investor/lender has their own set of overlays. WV has nothing to do with it, and it usually doesn't matter if you are HARPing with your current lender or not. If they have a particular DTI cap that you exceed, you will not be able to use them. Instead, find a local Mortgage Banker/Broker. We have access to many investors/lenders and can probably find one you fit into. ~ Bert Carpenter, CMC, CRMS The LoansA2z team of NOVA Home Loans ~ Licensed in California and Arizona ~ NMLS 40586 ~ www.LoansA2z.com ~ 888-889-9950

If its a FHA loan you are referring to, then there are credit and non credit qualifying streamlines. If you do the no income, no appraisal option, then there is no DTI...

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