Do you guys finance loans if HOA is in litigation?

Yes.

More info needed.. But in general, for conforming loan's, the lender requires a HOA condo questionnaire. One of the questions is "is the association currently involved with litigation". if the answer is yes.. then it's possible this would result in a denial of the loan.. But without knowing all the details of your specific loan scenario, it's impossible to say for sure. When a HOA does not conform to the guidelines, it's labeled "Non-Warrantable".. basically meaning that it will not qualify for conforming loans. This means that you can only get private money for financing.. private money has many different names.. Portfolio loan, Agency Retained, Private finance, hard money, etc.. these are all different names for basically the same type of financing.. the problem is that when a private lender is willing to do a loan that an institutional lender wont, it's because they have a different tolerance for risk, so they will allow for it, but only if the reward is greater.. ie, they can get a higher interest rate.. so typically, lenders offering financing on non warrantable condo's will charge higher rates and fees, and to secure their added risk, they most always ask for larger down payments.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347