I am a mortgage pro in NY with over 15 years of experience. Please feel free to contact me for a free analysis. We would need to know your credit score as well as your loan amount and loan to value. We would also need to know if it was a purchase or refinance. Call me 7 days a week toll free 800-991-5309
Many people ask this question and there is no way to easily answer - there are a lot more questions and info needed to quote a rate: purchase or refinance, amount of downpayment/equity (Loan-to-value), type of mortgage (jumbo or conventional), type of property (condo?), term of the loan (30 years?), fixed rate or ARM, use of the property- primary residence/vacation/rental, how much you want to pay in lender and other fees, when you are closing (30 days?), etc. Usually your best option is to have answers to these questions handy and then check with 2-3 reputable lenders to find out their rate and fees (on the same day since rates can change from day to day, and sometimes several times the same day). You may believe you know the best option but an experienced mortgage lender may be able to show you a better alternative for your situation and qualifications. I can help: pdumouchel@primelending.com or 843-619-6025 http://pdumouchel.primelending.com **PrimeLending was the #4 purchase mortgage lender in the US in 2012 and 2013 as determined by MarketTrac(c) for Jan-Dec 2012 & 2013.
Contact a local loan officer like Team Best Mortgage Option on this page. Once they speak with you and get the information they need they can provide with your best rate options. Don't look at rates online because they will not be accurate to your situation and are usually out of date. Best wishes, Sean
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