Can you quality for an FHA loan if you were unemployed 10 months out of the last two years?

The short answer is yes, as long as you have been consistently employed for the past 6 months. You will however need to provide a detailed letter of explanation, and possibly supporting documention for the purpose of the unemployment.

You shouldn't have a problem.. contact a LOCAL mortgage broker, not a bank, and certainly not one of those 50 states or internet lenders... Brokers have access to numerous lenders and can find the right loan product for your particular scenario...WilliamAcres.com

Yes, this is allowed. you will have no problem getting a loan. We have Awesome Rates!!

FHA is more flexible than conventional lenders when it comes to employment and co-borrowers. They would allow for non-occupant co-borrowers under certain conditions. With some letters of explanation addressing the employment, iy can be done.Contact me for more information, I am a broker located in San diego. We can also meet and discuss the details.Randa

You shouldn't have a problem.. contact a Local mortgage broker, not a bank as Brokers have access to numerous lenders and can find the right loan product for your particular needs....good luck

Probably. There are a lot of pieces missing, but a break in employment alone should not be a deal killer. Contact a local Mortgage Banker/Broker, rather than one of the big banks. Unlike a bank employee, who is most likely just an order taker, a Mortgage Broker/Banker is Trained, Tested and Licensed in all aspects of Mortgage Origination. He/She will have access to loan products of many lenders, not just those of one bank, and can properly guide you. But more importantly, He/She is trained to take a look at the various different options available to you and guide you into the one that makes the best sense for your situation. Don't forget to check out your selected Mortgage Originator at the National Mortgage Licensing System at www.NMLSConsumerAccess.org ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com