Can we refinance our investment house for 90% ltv? Will we get the best rate ?

The highest LTV I know of is 75% on an investor Refinance

Generally speaking, yes... Most lenders do NOT go above 80% loan-to-value. A few will go to 85%, and even fewer will go to 90%. If the loan is HARP eligible, loan-to-value doesn't matter. Talk to a local mortgage broker in your area for more assistance.

Since its an investment home, you would not get the same rate as a primary home without paying points. 85% would be the max LTV for most lenders, but there are portfolio lenders and banks who may lend to 90%.

Unless it's HARP eligible, you wont be able to refinance an investment property at 90% LTV. 80% LTV is the minimum, and 75% LTV is ideal. Investment property are inherently a greater risk for the lender, and for that reason, the loan would be priced higher.. The BEST rate is reserved for 760+ credit score borrowers, Purchasing a Primary Residence and putting 40% down.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Agree with all of the lender professionals above- Unless HARP eligible -90%LTV is to high