can i refinance a mortgage with a low 500 score?

It depends on which type of loan product you have now.. If it's FHA... there are lenders out there that will refinance without a credit check... your mortgage payments must be on time with no 30 day late payments in the last 12, but there are lenders out there doing them.. if it's not FHA, then NO!!!I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

I don't know of any lender in today's market that will do a true no credit refi, FHA or otherwise. I think you are going to be out of luck. If you loan is an FHA, you could try a local Mortgage Banker/Broker and see what they can locate for you. If your current loan is not FHA, then you are probably out of luck. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ Licensed in California and Arizona ~ NMLS 40586 ~ www.LoansA2z.com ~ 888-889-9950

No, you need to get your scores up and preferably 640 score with no bk or foreclosure in last 3 years

I do not think you will find anyone willing to refinance you at 500. Contact me if you would like a great credit repair specialist to help you get you where you need to be so we can get you able to refinance. 201-962-3555 Team@BestMortgageOption.com

No matter how many people say "maybe", "possibly", or other potentially positive things, the reality is you are not going to get financing with that low of a score.