Can I qualify for HARP with a federal tax lien

Enter your answer here If you have been making payments on time for over a year and they allow you to subordinate the lien, you maybe able to refi under the Harp 2 plan.email me: mhulteen@advisorsmortgage.com or call me anytime my work cell 732-233-9436

This is a possibility providing 1) the IRS will subordinate their lien, 2) the lender will allow this, 3) you have sufficient credit scores and income to service the loan, and the big one 4) you must get an "Approved Eligible" from the automated underwriter.. so there's a lot of "Yes, But!!" in there.. best advice i can give you is to contact a LOCAL mortgage broker, not the local "Big" bank, and certainly not one of those 50 states internet lenders... the LOCAL broker is familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

I agree. I have a federal lien, under a payment plan, and have a credit score of 700+, and have not been late on any mortgage payments in several years and also cannot use HARP. Yes the IRS has a subordination program but as soon as you mention IRS to any lender, they do not want to deal with you. I would like to get a list of lenders that deal with the IRS and subordinations.