Can I pay off my piggyback with a HELOC????

Probably, but you will want to read the note carefully and make sure the lender does not have any form of pre-payment penalty that would surprise you. Assuming there are no restriction prohibiting it, connect with a local Credit Union or Community Bank for the HELOC. If the Piggyback second is secured by a lien against the home (and it probably is), then your new lender will likely require the old loan be paid off in escrow to protect their lien. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ At NEXA, we've got you covered. We are licensed in all states except VA and we're pending approval in MA and NY. ~ www.ApplyYes.com 480-889-9000.