Can i get a va loan without employment using wife's income and inheritance?

Yes, as long as you are both on the loan and her income and inheritance is enough to qualify for the amount you are looking for. It is great that you have a high credit score and little debt. Does she have a good credit score as well? It will be taken into consideration so if she has a low score this may affect your loan. I am a direct lender here in San Diego. We do VA loans so if you would like to discuss your options or get the loan process started, you can call or email at anytime. Phone: 858-412-0712. Email: adrielle@californiamortgagedirect.com. You can also follow this link to complete an application on our website. http://californiamortgagedirect.com/full-application

if your both on the loan, then yes.. only one of you has to have VA eligibility. But you do need income to prove your ability to pay the debt.. If you have none, but your wife has enough income to pay all the debt including the new housing payment, then you're ok.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

You most certainly can use her income.

Sure... Not a problem. Both of you need to be on the application (You the Vet, and her for income). In MN and WI visit www.VA-IRRRL-Loan-MN.com for your VA Loan.

Yes you can get a VA loan as long as you the VET and spouse qualify and meet the guidelines.....My name is Louis Ambrosine I'm in the Southern California area and have been doing all FHA/VA, Conventional, and Commercial type of loans since 1988....My contact info and No. is 626-221-8387 email loansbylouis@yahoo.com .......I gladly welcome Referrals

Good Morning, Both your wife and yourself would need to be on the loan and therefore we can use her income to qualify.Fiona

You can use her income to qualify.

IF your wifes employment and income are ample for qualifying purposes - the answer is YES ( assuming you can qualify for what you need with this income )

Fiona is correct, you can use her income as long as she is one of the applicants for the mortgage, so her credit score and profile must be acceptable as well.

Yes - this answer come directly from my in-house VA underwriter -Yes, that's fine. Veteran is not required to have income or employment. Just make sure he is listed as the first borrower on the 1003 even though you're using wife's income to qualify.Good luck Veteran and thank you for your service.

Yes, if her income, credit score, inheritance, etc. is enough to qualify.

you absolutely can. We would do the loan in both of your names. you for the VA eligibility and your wife for the income portion