Can I get a usda loan making $44,000 per year please?

The loan limit for both those areas is $188,723 and the income limit for a 1 person household is $83,750. I lend down to 580 on USDA home loans. Let's discuss your USDA loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I have been in the mortgage business since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - www.bartprequalifies.com - email Jamie@bartprequalifies.com - 800 315 8803

Please use the link that follows to visit the USDA Eligibility Website and use the Income Calculator to determine your eligibility. You can also navigate to the Property Eligibility Section to determine if the property you are looking at is in an eligible location as well. Both criteria must be met to qualify for this program. Good Luck! http://eligibility.sc.egov.usda.gov/eligibility/incomeEligibilityAction.do?pageAction=state&NavKey=income@11

Jamie Lynne and Steven Ceceri covered your question with good detailed answers about qualifying for a USDA loan, between them. I have to say you need to use the property eligibility tool for each property you are considering, if you are determined to take advantage of the USDA loan. It is a terrific loan at 102% ltv, and we use it when we can, but you might be able to take advantage of State grant programs we do along with other ways to get you into a home at very near no dollars to have to come in with for the home purchase, if not 0! You want to get the right home for you, even if itis not eligible for a USDA loan. I have a client who signed final docs this morningfor his home purchase in Antelope. It is a wonderful home, and a great value...butwas not USDA eligible. You may want to have all your bases covered for more opportunities. Best wishes for an enjoyable home search!