Can I get a streamline VA refinance if I'm underwater?

The answer is YES... Technically the VA doesn't allow people to go over 100% loan-to-value, but on a streamline, there is possibly no appraisal, so it works. Not every lender will allow the no appraisal option, so be sure to asked before you get too far along with any one lender. http://va-irrrl-loan-mn.com

Yes because if you do the VA streamline there is no appraisal usually, make sure you are using a lender that does dot require an appraisal or do an AVM and you should be good to go. On your mortgage application just leave blank the spot where it asks you the homes value.

As stated, Under the current VA IRRRL guidelines, an appraisal is not required, however VA only insures loans, they don't lend money.. Most lenders will require an appraisal... but there are some out there that don't... Click the "Find a Lender" tab above, and search for a local lender and ask if they require an appraisal on VA streamlines.. I'm sure you will find someone.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Yes