It Depends on how long it will be defered for. I offer free in person or phone consultations. Give me a call, Peter Botros, 347 231 4444. Or if you prefer email, PBotros@OmegaLoans.net
It depends on the lender.. the guidelines state that if your deferment ends within the next 12 months, then they must include the minimum payments into your debt, and if the deferment ends 13 months or beyond, then they don't have to include the minimum payments into your debt.. however every lender has their own set of overlays.. some lenders will include the debt regardless. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com
sure can. First step would be to get pre-approved. Give me a call when you have a few minutes to discuss. 732-284-6119
Yes you can. The underwriters won't count that as debt as long as the debt doesn't start for more than 12 months.
Absolutely, give one of my loan officers a call @ 908-516-2190 or send me e-mail: carlos@keypointmtg.com and we will walk you thru the process
FHA and VA Deferred student loans are not always included. FHA and VA have bit more leniency when it comes to deferred student loan payments. They do not automatically assign a payment to a deferred student loan debt. Here are the specific FHA and VA rules as to whether these deferred debts will be included or not... oIf the student loans are deferred but the deferment ends within 12 months of the new mortgage closing date, a payment WILL be included oIf the student loans are deferred and the deferment period will continue for at least 12 months past the new mortgage closing date, a payment WILL NOT be included oA copy of the deferment agreement will need to be provided to the lender to determine the exact deferment terms.Sharon7th Level MortgageCherry Hill, NJ732 606 6264
Yes, but it will need to be deferred for at least 12 months from the date of close.Call us or email us at 201-962-3555 or Team@BestMortgageOption.com for ano cost no obligation analysis of your situation. Ask for Michelle or Benny We will find the Best Mortgage Option to suit your needs!You can check us out at www.BestMortgageOption.com We are also proud Homes for Heroes affiliates!
Good Morning Mr Brule...Yes you will be able to obtain a mortgage with your deferred debt...May I suggest that you contact us to discuss any other issues that you may have...e/m Money@RonWohlfarth.com phone 856-853-1234...We look forward to talking with you...Take care Ron
Good Morning Mr Brule...Yes you will be able to obtain a mortgage with your deferred debt...May I suggest that you contact us to discuss any other issues that you may have...e/m Money@RonWohlfarth.com phone 856-853-1234...We look forward to talking with you... Take care Ron
Deferred student loan is fine, if debt ratio still works.
If you are a Active Duty, Military Retiree's, Military Reservists, Firefighters, Law Enforcement Officers, Doctors, Nurses, EMT's, and Teachers who make our communities a better place to live let us know so we can get you in the Homes for Heroes program and take advantage of all the discounts! Call us or email us at 201-962-3555 or Team@BestMortgageOption.com for ano cost no obligation analysis of your situation. Ask for Michelle or Benny We will find the Best Mortgage Option to suit your needs!You can check us out at www.BestMortgageOption.com We are also proud Homes for Heroes affiliates!
Yes. If the loan will come our of deferrment within 3 years you will need to prove whatthe payment will be when it comes out so it can be used in your debt ratio calculation
Note that payments on deferred student loans are ALWAYS included in your debt ratio on a conventional loan. FHA and VA may exclude them. Talk with one of the lenders here who is licensed in NJ for details.
Sure, it is possible to get a mortgage with a deferred student loan... How those loans are looked at, and how lenders have to deal with them is dependent on the loan program chosen. Talk to a local reputable mortgage broker for more details on your individual situation.
possible ...but there are more details needed .....main question - how long wail it be deferred?
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