Can I get a home equity loan in nj if I own my house outright?

Yes! I'd be happy to discuss a scenario for you today!

Yes, as long you as you qualify for a new loan.

As long as you qualify- meaning debt to income, property value, etc... you should be able to qualify for either a traditional 1st mortgage or a home equity line of credit.

Yes. As long as you have the income to qualify

You absolutely can.

As long as you have the income to qualify, go for it! Also, don't rule out a regular 1st mortgage with interest rates this low - unless you need the flexibility of a line of credit.

Yes, provided you can qualify with the necessary income to repay the new loan. I would be happy to review your situation.

Yes, many Banks will even lend you upto to 90% of the value of your home, depending on your credit score and financial attributes.Good LuckMG

Yes, as long as you qualify under the guidelines for the new loan.

Yes you can, but it all depends on your financial picture.......give us call so we may discuss your best option....... our office is in Hazlet....732 264 2700 we'll be happy to help you....

You will have to qualify of course, meaning your credit and income. Most likely your bank will offer a heloc at prime plus or minus depending on your credit.

Yes, and if you're 62 or older, you don't have to worry about qualifying with Income, Credit, Assets or Employment.