Can I buy a home with only 2 years credit history?

I can do it, and I am a broker here in Missouri also. Please feel free to call me @ 816-256-0013

In all likelihood, approval should be easy. Work with a local Mortgage Banker/Broker, rather than one of the big banks or big national mortgage factories. Unlike a bank employee, who is most likely just an order taker, a Mortgage Broker/Banker is Trained, Tested and Licensed in all aspects of Mortgage Origination. We have access to loan products of many lenders, not just those of one bank, and can properly guide you. But more importantly, we are trained to take a look at the various different options available to you and guide you into the one that makes the best sense for your situation. Don't forget to check out your selected Mortgage Originator at the National Mortgage Licensing System at www.NMLSConsumerAccess.org ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com 888-889-9950

As long as your debt ratio is OK (< 41% for Conventional loan or < 57% for FHA loan) you should have no issues qualifying.

Sounds like your the ideal first time home buyer..I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

It sounds like you should be able to buy the home. Your debt to income ratio needs to be checked. Call a mortgage broker not a big bank that does MO and let them see if you qualify. All the best!!

You shouldn't have any problems with getting approved.

Sounds doable seek out a local mortgage broker in MO and go from there