can a person qualify as a co-borrower if they took a year of from work and only been back for 1 month(same line of work )?

What was the reason for the time off??

It depends on your reason for not working for a year as well as other things. Check with a Loan Counselor in your area for advice.

Many variables come into play, including the other Borrower. It would be best that you both get pre-qualified by an experienced Mortgage Professional. Feel free to call me toll free at 877-262-4050 if you'd like to discusss further.Thanks,Kirk

It depends on the reason for taking the time off as well as the other borrower's income and employment history.

I think you will have to be back to work for at least 6 months to show stability again.