are there stricter credit requirement for jumbo loans?

That is considered an excellent score. The main thing with a jumbo loan is your down payment. I can receive an approval for a minimum down payment of 10%. However you'll receive the best rate with at least 20% down.

Down payment will be the biggest difference, as you are looking most likely at a minimum of 10% down possibly more.

Jessica, your scores are fine, and what also is considered is your income and reserves. There are different down payments, and different rates, so it helps to find out what you are looking for first.. My email is yourloanpartnerforlife@live.com linda

Minimum down payment 10%, and reserves are required.

Hi Jess,My company is local, located in Amherst and would be more than happy to assist you with the process. Feel free to call me at (716) 799-0846 or email direct at chris@myqcfunding.com for a no cost, no obligation mortgage consultation. Regards,Chris Corica NMLS# 52121Queen City Funding Inc. NMLS# 52412

As long as your income, assets and employment meet with the guidelines you can qualify for 10% JUMBO loan with us. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I have been in the mortgage business since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - www.bartprequalifies.com - email Jamie@bartprequalifies.com - 800 315 8803