Are there lenders that will do 90-95% cash-out refinance?

There is only one conforming loan that will allow you to cash out higher than 85%.. its VA but you must have VA eligibility to qualify.. Other than that, the max will be 85% for FHA, and 80% for conventional. Others might suggest you find a private lender or a portfolio lender,... typically they will do loans that conforming loan products don't allow, but doing a higher LTV is not one of them.. I'm a preferred Lender with Arizona and California being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

None of your standard home refinance loans go to 90 or 95% (FHA, conventional, etc). The only one that does is a VA loan, which will go to 100%. You can usually find a home equity loan to 90%, and if good credit, you can fine a HELOC to 95% too