
 Joe Metzler (JoeMetzler)
			
			
						
				Joe Metzler (JoeMetzler)
			
			Contact your existing lender about modification programs.
 Phil Dumouchel (PhilDu)
			
			
						
				Phil Dumouchel (PhilDu)
			
			A modification is a request to your current lender to change the terms of your mortgage based on hardship circumstances, contact your current lender to find out their process. Otherwise you can look into refinancing and will need some equity in your property, the amount will vary based on the type of loan.
 Jason Vondrak (jvondrak)
			
			
						
				Jason Vondrak (jvondrak)
			
			Like others have stated, contact your current lender to see if they offer any modifications.
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