Are the guidelines stricter? Are there more requirements?

That is a question I hear often these days. My response is simply this: If you've done a good job with your credit,you have stable employment, are trying to buy a house you can safely afford, and have some money for down payment - you have nothing to worry about when it comes to getting a home loan today. www.TwinCityHomeLoans.com

Need more information. Are the guidelines stricter in reference to what?

EVERYTHING has tighten up on the lending side, and with 25 yrs experience in the industry, I still am getting my loans approved. I have taken all of the guideline classes and I am up to date.. but i need more information.. my email is lwintersteen@mprousa.com

What guidelines are you referring too specifically?

Mortgage guidelines are very strict, especially the documentation requirements for income and assets