are second mortgages eligible for HARP?

If you have an FHA loan, you can streamline, but how you have a FHA on a second home would need to be addressed.... To be eligible for a HARP loan, your loan must be owned by fannie mae or freddie mac

No.. HARP are only for loans owned by Fannie Mae or Freddie Mac.. FHA allows for a streamline refinance, however, you would have to refinance it according to investment guidelines rather than owner occupied.. If the Wyoming home was your primary residence, you can use the streamline refi feature and the terms would be better.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

No only 1st mortgages are part of the HARP program

No, HARP only covers Fannie Mae or Freddie Mac owned or guaranteed homes that were financed before May 31st 2009. However you might be able to qualify for an FHA investment streamline. I would speak with a local loan officer and have them review all of your options. Best wishes, Sean