You will have to reach out to them, but they will most likely have you re apply to determine whether you can get a new Heloc or your current loan will convert to fixed.
Pick up the phone and call your lender.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com
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