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Am I able to find a lender with only a one year employment?

I only been at my employer for one year and I was interested in buying my first home what are my chances. by dulcec_213_869 from Saint Paul, Minnesota. Mar 13th 2013 Reply


Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,848 contributions

Generally speaking, YES. I am right here in St Paul. Call or stop in for more information. 651-552-3681. www.Stpaul-Mortgage.com

Mar 14th 2013
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Michelle Curtis Loan Originator NMLS 401173 (MichelleCurtisLO)
#77 ranked lender in Florida - 2,245 contributions

More information will be needed, but their is a possibility.

Mar 13th 2013
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Ken Burrows (mortgagesforamerica)
#19 ranked lender in Nevada - 572 contributions

Yes there are lenders out there that can lend with only 6 months history and other programs with an employment commitment.

Mar 13th 2013
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Jenny Baker (mortgagemom)
#71 ranked lender in Georgia - 26 contributions

There is not a standard time on job requirement. It will vary lender to lender and program to program.They will also want to know about the year prior to current employment. We are mostly looking for a stable history.

Mar 13th 2013
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Ken Graczak (KenGraczak)
#28 ranked lender in Minnesota - 23 contributions

I am a mortgage broker and can get creative. I do have lenders that can do this. I am in Minneapolis and would love to talk. Let me know what I can do to help a local Minnesotan.

Mar 13th 2013
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Jeremy Redlinger (JeremyR)
#29 ranked lender in Minnesota - 191 contributions

Your chances of getting a loan may still be pretty good. I am a local mortgage broker right in Maple Grove and I have access to 40 lenders who all have their special niche. Feel free to give me a call at 763-400-7531.

Mar 13th 2013
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Peter Savino (855411LEND)
#99 ranked lender in New Jersey - 332 contributions

More information is needed, where you in school, in the armed forces, or unemployeed ??

Mar 13th 2013
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Deb Muelken (deb@debthemortgagelady.com)
#30 ranked lender in Minnesota - 5 contributions

For sure what you did the prior to your year of employment will play a part in getting you approved... a first time home buyer down payment assistance program might be a good fit for you! My office is in St Paul, MN, but I work the whole metro area. Let me know if I can help. Kind regards, Deb - The Mortgage Lady

Mar 13th 2013
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Carlo Sanchez (MortgageLendingPro)
#0 ranked lender in Utah - 1,163 contributions

Yes, Bot more info is needed

Mar 13th 2013
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Mary Chris Gallo (MaryChrisGallo)
#46 ranked lender in Minnesota - 116 contributions

It is possible. Some thoughts that come immediately to mind 1) what were you doing prior? Working? In the same line? 2) were you in school? What were you going to school for? It is possible that we can document schooling as work history. There are no simple yes or no questions in the mortgage industry. Just give me a jingle and we can talk this through. (There is no cost or obligation!) 952.851.8979.

Mar 13th 2013
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David Kosmecki (david_kosmecki)
#35 ranked lender in Minnesota - 259 contributions

Based upon my 35 years in the industry, you can get a mortgage with 1 year of employment. If you were in school, on unemployment or in the service, you should be fine. Give me a call at 763-519-1100. Dave Kosmecki - 35 years of serving Minnesotans.

Mar 14th 2013
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