Transfer of apprasial

Not all lenders will accept a transferred appraisal, in fact most don't.. So if you're thinking about switching, you might want to contact the new lender and send them a copy of the appraisal. If the appraisal was done by an appraiser they have used in the past they might accept it, but it's no guarantee.. Also, by switching brokers, your actually going to the back of the line... all the paperwork will have to be resigned, and you will have be re underwritten by USDA and your lender.. There's no way you would make your 20 day to close deadline if you do make a switch.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Maybe... new government rules dealing with appraisals has made the transfer of appraisals more difficult unless it is an FHA or VA appraisal. Lenders are required to follow guidelines for "Appraiser Independence". When transferring an appraisal, lender B can not guarantee that Lender A followed all the rules, therefore lender B generally won't accept an appraisal done from a different lender.

You would have to get a new one because each company uses their own management company. Unless by some stroke of luck that you could have an appraiser that was approved to be on the lender your with and the lender your going to appraisal management list to do appraisals for them.

If I understand your question, did the broker suggest the appraiser or order the appraiser through an amc? If the appraiser is certified and the amc is associate with the lender, you can transfer appraisal. You can call me if my understanding is not what you want to know. 877-717-8276 and yes I am a licensed banker in FL.

In most cases you should be able to transfer the apprasial , I know that here at 1st National we will allow it. If I can help you, please call 855 411 LEND www. HOMEMORTGAGEXPERT.com

Why are you switching lenders? Did the appraisal come up short or is it a time issue?Usually each lender has to send the file to the USDA for final approval. No matter what lender you use the time at the USDA will remain the same.

Some lenders will allow an appraisal transfer for a USDA appraisal. However, most of the time this is not a quick fix. If a closing delay is the reason you want to change lenders moving could actually hurt you. Depending on where you are in the process you could be starting from scratch. If you are unhappy with your loan officer, I would try asking to be transferred to someone else in their office.

Dear Stawar -- I'm the number 1 Lender in Florida - Not far from you as well. I can transfer this appraisal all day long and get you closed within the 20 days you have left. KEY IS THIS -- Pick the phone up and call my personal cell phone - 813 601 0221 Andrew Alfonso - website address is www.doubleamortgage.com

It would depend on both your current lender and the one your switching to. The answer is it is possible.Call us or email us at 201-962-3555 or Team@BestMortgageOption.com for ano cost no obligation analysis of your situation.Ask for Michelle or Benny We will find the Best Mortgage Option to suit your needs!You can check us out at www.BestMortgageOption.com

Contact one of the good lenders on this forum, for speedy results.