My credit is 575, I own my house am looking for a home equity loan to consolidate debt and fix the house a little. Any lenders?

yes we can do it . we will need two year of tax return and two year w2 plus two paystub up to 85% of value of propertycall me at 516.728.5212

Sorry to say...not likely as far I am aware equity loans require 700 to 720 fico scores.I would work on improving your scores and look at the option of a refinance as that would not require the scores to be as high. Good luck!

I may be able to help. Not an easy job. Don't let anyone else pull your credit. Your credit score is only part of it. Your income and the value of your house is the other part. Call me so we can talk further. 516-775-0807

Realistically, regardless of what anyone says - your odds of getting a loan with those scores are next to zero. The good thing is that most people can significantly raise their score in a little time and with a little energy. I suggest doing that first - then applying for a loan.

I don't know of any lenders, banks or credit unions offering any home equity lines of credit with that score. However, you may be able to do a cash out refinance at that score with FHA up to 75% loan to value and if your score gets to 580 you can go up to 85% loan to value. I would speak with a local New York loan officer and see what your options are. Best wishes, Sean