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I just filed for divorce. Can I use my VA eligibility to buy a home in Shawnee, Kansas?

I just filed for divorce. Can I use my VA eligibility to buy a home in Shawnee, Kansas? by johnl8_270_310 from Shawnee, Kansas. Apr 16th 2012 Reply


William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

There's a lot missing here.. were you separated prior to filing, and how long?.. do you make enough income.. what debt does your future x spouse have that might fall back on you... your divorce attorney might say it's ok... but without seeing the complete profile, your question is impossible to answer... best advice I can give you is to first talk to your divorce attorney, and then contact a LOCAL mortgage broker, not the local "Big" bank, and certainly not one of those 50 states internet lenders... the LOCAL broker is familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Apr 16th 2012
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Linda Wintersteen (Linda123)
#63 ranked lender in Arizona - 1,256 contributions

I would contact your divorce attorney..It will depend on your state community property laws, and if you are in agreementn in your divorce

Apr 16th 2012
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Farrell Bowden (fbowden)
#38 ranked lender in Kansas - 3 contributions

If you have full entitlement, and have a recorded seperation agreement(recorded divorce decree). We would need to speak about the variables involed in the VA approval. You can reach me locally at 913-647-7047. I specialize in VA loan's, and have plenty of references.Thanks,Farrell

Apr 16th 2012
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Michael Humphrey (mhumphrey)
#10 ranked lender in Kansas - 6 contributions

You can but she will have to sign documents at closing if you are still legally married which you are until you have a recorded divorce decree. If you have a "friendly" divorce it can work, otherwise she can cause you a lot of pain to include prevent you from buying a home. Also, any bank is going to want to know child support and alimony to determine debt calculations. I am a veteran and been divorced twice. I know how this works so don't believe anyone that tells you otherwise. It is the laws of the state of kansas that prevail here (assuming you are both living in Kansas right now).Michael N HumphreyBNC National Bank913-207-4327 cell

Apr 16th 2012
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Bert Carpenter (BertCarpenter)
#37 ranked lender in Arizona - 2,431 contributions

Your divorce attorney should be consulted, and will likely tell you to wait until the divorce is final before purchasing a new home. That said, as long as you have the income to support your debt load, and sufficient VA eligibility, a divorce should not stop you from obtaining a new VA loan. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com

Apr 17th 2012
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Linda Wintersteen (Linda123)
#63 ranked lender in Arizona - 1,256 contributions

hello this is Linda123 I have a realtor for Kansas, and I also can do loans there. lindaforloans@live.com

Apr 16th 2012
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