I'd like to refinance a $600,000 mortgage in CA, but have only $90,000 in income. No other debts, and have great FICO. Feasible?

More information is needed, but based on a 50% debt ratio which is pushing it, that would mean your mortgage , taxes, insurance and all other debt that reports to your credit couldn't be over 3750.00 a month. Still, sit with a reputable mortgage pro to go over all options, but it will be tough.

It depends on the purpose of your loan. If you are looking for cash-out on your primary residence or investment property and the usage of the cash-out is to be used for a business opportunity (ie purchasing of rental real estate, purchase of inventory, pay business debt, equipment purchase and etc.) then we are able to provide you a stated 2nd or 3rd position loan, however, your combined loan to value cannot exceed our parameters.Let me know if you have any questions or require more details.Thank you ,Pouyan Broukhim---PB Financial Group Corp323-935-5555 x 102 Officeinfo@pbfinancialgrp.comhttp://www.pbfinancialgrp.com/borrowers.phpPB Financial Group Corp 357614Pouyan Broukhim 348736

It's possible, but we don't know if you have mortgage insurance, we don't know how much your property taxes or home owners insurance is, and we don't know if you have another housing related expenses such as HOA or assessments.. if your housing payment is below $3375 (including everything i referenced above), and you have no other debt, then you should be ok.. But in reality, the only way to know for sure is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Yes , I need to have a little more information.. Who is your current lender/servicing currently? What type of income do you have ? are you self employed ? do you own a business ? you can contact me at yourloanpartnerforlife@live.com linda 602 330 1598

I have different programs that qualify you based on alternative situationsCall me 7075801881 after 9AM