Does HARP 2 offer better rates also or just allows high LTV loans

There have been many changes to the HARP 2.0 program. Please refer to our website at www.greaterbaymortgage.com and click on the HARP 2.0 button. It will take you to a most frequently asked questions section. You can also call us directly at 800-890-1500 to speak to one of our HARP experts!

You do get better rates and LTV is not an issue. Even though the program has no issues with loan to value, some lenders do and they are stopping at 105% of 125% which is too bad. I am in CA and have unlimited LTV and the full scope of the program available. You can look at the article I wrote at hansblog dot com or call (866) 385-1650

Yes harp does offer lower rates as well. My company specializes in harp and I would be glad to help see if you are eligible. Give me a call, Austin S. 949-212-2799

They are just as low as your A-Paper conforming rates, but they will not be any lower. Rates can vary depending on your loan-to-value, however there is no LTV cap, and the appraisal is wavered in nearly every instance. If you need a quote for comparison, we'll be very competitive. You can reach me at (858) 605-0481.

I'm not sure I understand your question.. if you're asking if HARP 2.0 rates are lower than regular conventional refinance rates, the answer is no... HARP rates will be higher.. however rates are much lower today than they were 3 years ago, so in either refinance scenario rates will be lower then what you have now... Contact a LOCAL mortgage broker, not the local "Big" bank, and certainly not one of those 50 states internet lenders... the LOCAL broker is familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com